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 white gold  
Diamonds and precious stones cannot be set in silver, because the metal is too soft.
Precious stones can easily be set in white gold and can be secured safely
Silver must be soft soldered when it breaks, because it cannot withstand heat. Soft solder cannot be smoothed to a perfect invisible finish, so the repair is obvious. White gold can be repaired with hot solder which is invisible if applied properly.
Silver tarnishes and leaves a black film on the skin. In a short time sterling turns to a dull finish with black streaks. White gold does not tarnish and can be cleaned with soap and water.
Silver posts irritate the skin around the ears and often cause infections. White gold ear posts remain clean and safe to use through the earlobe.
Silver dents very easily. White gold is strong and durable.
In summation, sterling silver is no bargain. It is better to spend a bit more on your white jewelry -- you will get a much finer, more durable product.
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this page revised February 19, 2001